Top-class football is often accused of extravagance and financial recklessness, but research shows that more non-league clubs are suffering insolvency problems than their professional counterparts.
Fans tell 5 live Investigates that this is a result of careless management - so should the FA be doing more to manage finances in the lower leagues?
"The players that we bought were far too good for our level. We would normally sign our centre forwards from Redditch and Bromsgrove.
"But we signed one from Angola. We were signing players from Conference clubs. We were signing players who had very recently been in League football and it was obvious that the wage budget was very high."
Guy Cooper, a lifelong supporter of Halesowen Town, which currently plays in the Zamaretto (Southern) League, reflects on the vaulting ambition which took his club to the brink of bankruptcy.
Halesowen Town is not a club which could ever afford to splash out £50m on a striker like Chelsea did on Fernando Torres, but in their way, the Yeltz - as they are nicknamed - were just as extravagant, albeit without the back-up of a "sugar daddy" Russian oil tycoon.
As a result, they went into administration in September 2009 owing more than £250,000...